WHAT WE DO
HOMEOWNER INSURANCE DISPUTES
Our experienced attorney represents homeowners throughout Florida in first-party insurance disputes. Policyholders pay thousands of dollars each year in premiums to insurance companies to protect their homes and assets from sudden and disastrous events, such as tornadoes, hurricanes, pipe breaks, fire, theft, vandalism, lightning, and more. When an insurance company contractually agrees to cover losses under the insurance policy you paid for and then either drastically underpays, denies, or delays payment for your covered damages a breach of that agreement occurs.
When an insurance company refuses to uphold its end of the bargain you paid for by trying to use a loophole or exclusion in your insurance policy to limit your coverage, we will fight back to obtain the compensation that is owed to you. We have experience in fighting your insurance company and holding their feet to the fire to prevent them from evading its obligation to you as a policyholder to simply maximize their bottom line.
SOME EXAMPLES OF INSURANCE CLAIMS WE HELP HOMEOWNERS WITH INCLUDE:
- Fire Damage
- Wind Damage
- Cast Iron Plumbing Failures
- Theft and Vandalism
- Water Damage
- Mold and Bacteria
- Water leaks
- Biohazard
- Hurricane Damage
Commercial Property Disputes
Our experienced team assists business owners, homeowner associations or condominium associations with their commercial property insurance disputes throughout the state of Florida. Some of our prior clients include office buildings, restaurants, condominiums and numerous other businesses.
Just like a residential insurance claim, a commercial property insurance claim entails restoring the businesses’ property to its pre-loss condition while also assisting a policyholder to maintain the business during the time needed to rebuild or repair the damaged building. Common commercial insurance claims include but are not limited to:
- PROPERTY DAMAGE – physical damage to the building, fixtures, improvements, inventory and materials.
- BUSINESS INTERRUPTION – claims to compensate business owners for funds lost during the time the business is suspended or interrupted as a result of a covered loss. This type of claim usually concerns coverage for a businesses profit and operating expenses for a specific amount of time during and after a loss.
- LOSS OF RENT – a claim for lost income when a rental property is damaged or deemed uninhabitable due to a covered event where renters are not required to remit rent. Typically a lease or rental agreement is at the center of these insurance claim disputes.