Homeowners Insurance Attorney Orlando, FL

Proven Homeowners Insurance Claims Attorney in Orlando, FL

At Legal Grit, PLLC, we know the Olrando Florida property insurance industry inside and out. Having worked with insureds across the state, we know when your insurance company is treating you fairly and when they’re wrongfully denying your claim. If the latter happens, you need an Orlando homeowners insurance attorney who will help you hold your insurance company accountable and obtain the compensation you deserve following a disaster to your property.

We are Here When Insurance Companies Don’t Come Through

Natural disasters, fires, wind damage, vandalism, plumbing failures, and other unexpected events can cause irreparable damage to your Florida property. However, at least you have some assurance knowing that your homeowners insurance will cover your damages and pay the costs to repair, replace and ultimately put your home back together.

Or will it?

Unfortunately, when disaster strikes, insurance companies often deny legitimate property damage claims, issue minimal claim payments, make lowball offers to resolve your claim, delay the resolution of your claim, or use other reptilian tactics to limit your recovery under your insurance policy.

You shouldn’t and don’t have to take NO as a final answer! At Legal Grit, we have years of experience representing clients throughout the state of Florida in fighting back against their insurance companies to recover the money they are entitled to. With offices in Orlando, Boca Raton, and Jacksonville, the insurance claim lawyers at Legal Grit are committed to helping Orlando policyholders, both homeowners and business owners obtain the maximum compensation for their property damage claim in cases like the following:

  • Theft/Vandalism
  • Wind/Hail
  • Hurricanes
  • Plumbing
  • Mold
  • Fire
  • Water Damage

When Insurers Resist, Our Homeowners Insurance Claim Attorneys Step In

You purchase property insurance to protect your home and belongings from various threats and damage. The insurance company charges you an annual premium, which you pay every year. After a catastrophe strikes, you file a claim, and after your insurance company inspects your damage, you wait to receive a payment to repair and restore your property to its pre-loss condition.

Unfortunately, insurance companies don’t always follow through with their promises. Like any other business, their primary goal is to put its profits above the needs of their policyholders, by collecting higher premiums than what they are obligated to pay out in covered property damage claims. This is where Legal Grit can help.

We can fight for you by during an insurance claim dispute by:

  • Assisting you in determining whether the insurance carrier’s offer for compensation for damaged property is fair and adequate.
  • Negotiating with your insurer for a more appropriate amount if the initial offer is too low.
  • Representing you in court your insurance company denied your claim or issued an insufficient payment for your damages.

The purpose of insurance is to protect you,and your property from the unknown dangers that can leave your property damaged – or completely destroyed. Whether your insurance company is delaying payments, making lowball offers, or denying your claim altogether, Legal Grit is here

Has Your Insurer Refused to Pay? Talk to an Orlando Homeowners Insurance Claims Attorney Today

When your property is damaged and your insurance company unfairly denies a valid claim, an Orlando homeowners insurance claim attorney at Legal Grit PLLC in Orlando, can help you in protecting your rights and fight for the compensation you are entitled to. We assist policyholders involving insurance claim disputes on a contingency basis, which means that you pay nothing and we receive nothing unless we are successful in your case. To learn more or schedule a free consultation, call our Orlando office at (407) 305-4954.


618 E South Street
Suite 500
Orlando, FL 32801


frequently asked questions

What is homeowners’ insurance?

Homeowners’ insurance is a type of insurance coverage that protects homeowners from financial loss due to damage or destruction of their property, as well as liability for injuries and damages caused to others on their property.

What are first-party insurance disputes?

First-party insurance disputes refer to conflicts between policyholders and their insurance companies regarding the coverage, payment, or denial of a claim made by the policyholder. In the context of homeowners’ insurance, it involves disagreements over the compensation for damages to the insured property.

How can a homeowners’ insurance claim lawyer help me in Orlando?

A homeowners’ insurance claim lawyer specializes in representing homeowners in insurance disputes. They can help you navigate the complex legal process, assess the value of your claim, negotiate with the insurance company on your behalf, and pursue legal action if necessary to ensure you receive the compensation you deserve.

What does homeowners insurance protect against?

Generally, homeowner’s insurance will cover replacing your home and personal property damages. Most disasters are covered, but not earthquakes or floods, and homeowner’s policies do not cover the normal aging of your house and general maintenace. Homeowner’s insurance also may include liability coverage, which covers personal injuries to other people that happen due to your negligence.

Homeowners’ insurance typically covers a wide range of damages, including but not limited to:

  • Fire damage: Compensation for losses caused by fire incidents.
  • Wind/ Hail damage: Coverage for damages caused by high winds, such as roof damage or structural destruction.
  • Plumbing/Appliance failures: Reimbursement for water and ensuing damages resulting from a sudden and accidental pipe breaks, bursts and appliance failures.
  • Theft and vandalism: Protection against losses due to theft or acts of vandalism.
  • Mold: Compensation for ensuing mold losses resulting from a covered peril.
  • Biohazard: Coverage for damages caused by hazardous materials or substances.
  • Hurricane damage: Protection against losses caused by hurricanes or tropical storms.

What should I do if my insurance company refuses to pay my claim?

If your insurance company denies your claim or fails to provide a satisfactory settlement, it’s advisable to seek legal assistance from a homeowners’ insurance claim lawyer. They can review your policy, gather evidence to support your claim, and advocate for your rights, increasing the likelihood of a fair resolution to your case.

Remember, each case is unique, and it’s important to consult with an attorney who can provide personalized advice based on the specific details of your situation.




    Legal Grit, your insurance claim attorney in Florida takes all cases on a contingency basis, which means that you pay nothing, and we receive nothing unless you win your case by way of a settlement or verdict.