Homeowners Insurance Attorney Orlando, FL
Proven Homeowners Insurance Claims Attorney in Orlando, FL
At Legal Grit, PLLC, we know the Olrando Florida property insurance industry inside and out. Having worked with insureds across the state, we know when your insurance company is treating you fairly and when they’re wrongfully denying your claim. If the latter happens, you need an Orlando homeowners insurance attorney who will help you hold your insurance company accountable and obtain the compensation you deserve following a disaster to your property.
We are Here When Insurance Companies Don’t Come Through
Natural disasters, fires, wind damage, vandalism, plumbing failures, and other unexpected events can cause irreparable damage to your Florida property. However, at least you have some assurance knowing that your homeowners insurance will cover your damages and pay the costs to repair, replace and ultimately put your home back together.
Or will it?
Unfortunately, when disaster strikes, insurance companies often deny legitimate property damage claims, issue minimal claim payments, make lowball offers to resolve your claim, delay the resolution of your claim, or use other reptilian tactics to limit your recovery under your insurance policy.
You shouldn’t and don’t have to take NO as a final answer! At Legal Grit, we have years of experience representing clients throughout the state of Florida in fighting back against their insurance companies to recover the money they are entitled to. With offices in Orlando, Boca Raton, and Jacksonville, the insurance claim lawyers at Legal Grit are committed to helping Orlando policyholders, both homeowners and business owners obtain the maximum compensation for their property damage claim in cases like the following:
- Theft/Vandalism
- Wind/Hail
- Hurricanes
- Plumbing
- Mold
- Fire
- Water Damage
When Insurers Resist, Our Homeowners Insurance Claim Attorneys Step In
You purchase property insurance to protect your home and belongings from various threats and damage. The insurance company charges you an annual premium, which you pay every year. After a catastrophe strikes, you file a claim, and after your insurance company inspects your damage, you wait to receive a payment to repair and restore your property to its pre-loss condition.
Unfortunately, insurance companies don’t always follow through with their promises. Like any other business, their primary goal is to put its profits above the needs of their policyholders, by collecting higher premiums than what they are obligated to pay out in covered property damage claims. This is where Legal Grit can help.
We can fight for you by during an insurance claim dispute by:
- Assisting you in determining whether the insurance carrier’s offer for compensation for damaged property is fair and adequate.
- Negotiating with your insurer for a more appropriate amount if the initial offer is too low.
- Representing you in court your insurance company denied your claim or issued an insufficient payment for your damages.
The purpose of insurance is to protect you,and your property from the unknown dangers that can leave your property damaged – or completely destroyed. Whether your insurance company is delaying payments, making lowball offers, or denying your claim altogether, Legal Grit is here
Has Your Insurer Refused to Pay? Talk to an Orlando Homeowners Insurance Claims Attorney Today
When your property is damaged and your insurance company unfairly denies a valid claim, an Orlando homeowners insurance claim attorney at Legal Grit PLLC in Orlando, can help you in protecting your rights and fight for the compensation you are entitled to. We assist policyholders involving insurance claim disputes on a contingency basis, which means that you pay nothing and we receive nothing unless we are successful in your case. To learn more or schedule a free consultation, call our Orlando office at (407) 305-4954.
ORLANDO OFFICE
618 E South Street
Suite 500
Orlando, FL 32801
WE REPRESENT HOMEOWNERS THROUGHOUT FLORIDA AND HAVE OFFICES IN:
frequently asked questions
What is homeowners’ insurance?
Homeowners’ insurance is a type of insurance coverage that protects homeowners from financial loss due to damage or destruction of their property, as well as liability for injuries and damages caused to others on their property.
What are first-party insurance disputes?
First-party insurance disputes refer to conflicts between policyholders and their insurance companies regarding the coverage, payment, or denial of a claim made by the policyholder. In the context of homeowners’ insurance, it involves disagreements over the compensation for damages to the insured property.
How can a homeowners’ insurance claim lawyer help me in Orlando?
A homeowners’ insurance claim lawyer specializes in representing homeowners in insurance disputes. They can help you navigate the complex legal process, assess the value of your claim, negotiate with the insurance company on your behalf, and pursue legal action if necessary to ensure you receive the compensation you deserve.
What does homeowners insurance protect against?
Generally, homeowner’s insurance will cover replacing your home and personal property damages. Most disasters are covered, but not earthquakes or floods, and homeowner’s policies do not cover the normal aging of your house and general maintenace. Homeowner’s insurance also may include liability coverage, which covers personal injuries to other people that happen due to your negligence.
Homeowners’ insurance typically covers a wide range of damages, including but not limited to:
- Fire damage: Compensation for losses caused by fire incidents.
- Wind/ Hail damage: Coverage for damages caused by high winds, such as roof damage or structural destruction.
- Plumbing/Appliance failures: Reimbursement for water and ensuing damages resulting from a sudden and accidental pipe breaks, bursts and appliance failures.
- Theft and vandalism: Protection against losses due to theft or acts of vandalism.
- Mold: Compensation for ensuing mold losses resulting from a covered peril.
- Biohazard: Coverage for damages caused by hazardous materials or substances.
- Hurricane damage: Protection against losses caused by hurricanes or tropical storms.
What should I do if my insurance company refuses to pay my claim?
If your insurance company denies your claim or fails to provide a satisfactory settlement, it’s advisable to seek legal assistance from a homeowners’ insurance claim lawyer. They can review your policy, gather evidence to support your claim, and advocate for your rights, increasing the likelihood of a fair resolution to your case.
Remember, each case is unique, and it’s important to consult with an attorney who can provide personalized advice based on the specific details of your situation.
5.0 Overall Ratings
Checkout more reviews
4.98
Overall rating of 64 1st-party reviews
2022-01-17
Hank Yunes
I used Legal Grit and Jesse Long for my recent homeowners insurance claim. Jesse and the firm were very professional and outlined what the entire process would entail and kept me completely informed of the process of the claim. He also was instrumental in getting my claim settled and paid. I would certainly highly recommend him to handle any insurance claim
2021-11-19
Sarah Smith
Jesse Long was great! He was very professional and always available to help. I would highly recommend Jesse to anyone!
2021-07-12
Juan Martinez
I recommend Jesse Long from Legal Grit, PLLC to represent you in dealings with HOI Claims. My experience with Jesse was excellent. He gave my case the time and attention that was needed in achieving a successful settlement with my claim to the HOI company for roofing leaking repairs to our home. He understood from the beginning our worries and frustrations. With Great knowledge and lots of experience dealing with cases like us, he provided guidance to us and was a calming presence throughout the claim process. Thank you Jesse for helping and treating us as anything other than a valuable client. I very much appreciate your knowledge and the support I received.
2021-04-05
Sean Harrington
Jesse's professionalism, persistence and overall execution was nothing short of amazing. I could not recommend Legal Grit enough. Would work / engage them again in a heart beat. Thank you Jesse!
2021-01-20
Marcus Susen
I used Jesse for a water leak and was very pleased with his service. This man knows his contracts!
2021-01-11
Juan Martinez
I recommend Jesse Long from Legal Grit, PLLC to represent you in dealings with HOI Claims. My experience with Jesse was excellent. He gave my case the time and attention that was needed in achieving a successful settlement with my claim to the HOI company for roofing leaking repairs to our home. He understood from the beginning our worries and frustrations. With Great knowledge and lots of experience dealing with cases like us, he provided guidance to us and was a calming presence throughout the claim process. Thank you Jesse for helping and treating us as anything other than a valuable client. I very much appreciate your knowledge and the support I received.
2020-12-09
Laurie Mccormick
We could not have faced another month of trying to get our lame homeowners insurance company to cover the damages done to our home without the expertise and knowledge of Jesse Long! He not only helped us to navigate through the process, but he took the time to explain the multitude of legal terms and lended sincere advice when needed. We are grateful to Legal Grit for truly getting us the money we were owed to repair our home!
2020-11-03
Liz Schuster
Jesse and his team at Legal-Grit went above and beyond to help us and give great counsel! I’m so thankful for the help we were given!
2020-10-28
Yochabelle Greene
Jesse Long with Legal Grit, was incredible at resolving my case! He was extremely professional and advocated to get insurance to pay out the full amount needed. He explained the process thoroughly and communicated every step of the way. I highly recommend Jesse Long and would absolutely work with him again.
2020-10-15
anonymous
Property Insurance
Jesse was incredible at resolving my case! He was extremely professional and advocated to get insurance to pay out the full amount needed. He explained the process thoroughly and communicated every step of the way. I highly recommend Jesse Long and would absolutely work with him again.
2020-10-15
Jesse was incredible at resolving my case! He was extremely professional and advocated to get insurance to pay out the full amount needed. He explained the process thoroughly and communicated every step of the way. I highly recommend Jesse Long and would absolutely work with him again.
2020-10-09
Richard Davis
Highly, highly recommend Jesse Long Esq. and the team at Legal Grit. Came to him for a consultation and even after what looked like multiple dead ends, Jesse pushed through to get me the representation I needed and see my case through to the end. Couldn't be happier with my result engaging the team my first time and if the need arises it certainly won't be my last.
2020-09-30
Jesse Long is an absolute blessing to work with. He communicated regularly with us and was able to get our case settled for exactly what we were looking for. Jesse is very upfront and honest. The professionalism and knowledge he does the job with is uncanny!
2020-09-30
anonymous
Property Insurance
Jesse Long is an absolute blessing to work with. He communicated regularly with us and was able to get our case settled for exactly what we were looking for. Jesse is very upfront and honest. The professionalism and knowledge he does the job with is uncanny!
2020-07-12
danielly andrade
Legal Grit and Mr. Jesse Long were nothing short of fantastic. I was actually referred to this legal team as a result of an insurance company not standing up to their end of the bargain. Mr. Long handled this commercial scale law suit with incredible speed and effectiveness. For not having a personal friendship or past business relationship with this firm, they treated me like I was their only client and achieved a result I did not think I could get. I apologize if I hurt any attorneys feelings by saying this, but in this case, I finally feel like I've met an honest one. Thank you Jesse for you incredible trade craft and professionalism. SunSet Rentals LLC
2020-07-12
Luis Franco
Jesse and his team help my customer even his policy was finished. Great job.
2020-07-03
Indira Moushati
I would definitely recommend Legal Grit, PLLC , Mr Jesse Long is an excellent and experienced attorney.He is very professional about everything, explains the process in detail and he makes sure to keep us up to date during every step of the process. If you are looking for the best representation call Mr. Jesse Long . Great job !!
2020-07-01
Erick Gonzalez
Enjoy working with Jesse and his firm they are honest , diligent and deliver results. As a pa it’s critical to have a knowledgeable attorney for our clients. I recommend Legal Grit for 1st party property claims. Keep up the good work!
2020-07-01
Luis Franco
Jesse and his team help my customer even his policy was finished. Great job.
2020-07-01
Elton Cerda
Legal Grit is someone you need to talk to if you are having issues with your insurance company. I have worked with Jesse and he is responsive and professional.
2020-05-25
Attorney Jesse was assertive and prompt in resolving my case. His kindness to meet me at my level of understanding as the case developed speaks for his capacity as a great attorney. I will recommend him and his firm to everyone who has an unresolved insurance claim. Thank you for all of your help and my best wishes to continuous sucess!
2020-05-25
anonymous
Property Insurance
Attorney Jesse was assertive and prompt in resolving my case. His kindness to meet me at my level of understanding as the case developed speaks for his capacity as a great attorney. I will recommend him and his firm to everyone who has an unresolved insurance claim. Thank you for all of your help and my best wishes to continuous sucess!
2020-05-12
Mr. Long is very professional. and courteous. Despite several setbacks and lack of responses re my case, he persisted until the matter was settled in my favor. He often took time to update me on the matter and answer my questions. I would definitely recommended him. Patricia Lewis
2020-05-12
anonymous
Insurance
Mr. Long is very professional. and courteous. Despite several setbacks and lack of responses re my case, he persisted until the matter was settled in my favor. He often took time to update me on the matter and answer my questions. I would definitely recommended him. Patricia Lewis
2020-05-06
Working with Jesse as my attorney in the past was a great and rewarding experience. Jesse is a true professional.
2020-05-06
anonymous
Property Insurance
Working with Jesse as my attorney in the past was a great and rewarding experience. Jesse is a true professional.
2020-05-04
anonymous
Property Insurance
Jesse Long was referred to me and I’m extremely happy that I utilized him for my Legal needs. He was great to work with, managed all the details, and won my case. I would highly recommend him
2020-05-04
Jesse Long was referred to me and I’m extremely happy that I utilized him for my Legal needs. He was great to work with, managed all the details, and won my case. I would highly recommend him
2020-04-29
Amanda Barton
I highly recommend Legal Grit, PLLC, if you need help with a claim against your insurance company. Fighting the insurance company alone can be daunting. Without proper representation, many people’s insurance claims are denied or severally underpaid by the insurance company. However, Legal Grit is able to assist clients through the claims process by reviewing insurance policies to determine the maximum claim amount available, submitting a claim to the insurance company, and negotiating the claim on your behalf. They aren’t afraid to take the insurance companies to court, and won’t hesitate to file a lawsuit against the insurance companies, if a valid claim is denied. As a business attorney, I recommend Jesse Long at Legal Grit, PLLC to all my clients who need help fighting for a fair resolution to an insurance claim.
2020-04-24
Working with Jesse Long was the absolute best experience I have ever had with an attorney. I would refer this firm to anyone who need legal representation!
2020-04-24
anonymous
Insurance
Working with Jesse Long was the absolute best experience I have ever had with an attorney. I would refer this firm to anyone who need legal representation!
2020-04-16
Jesse was very helpful, professional and responded in a timely fashion. It is often hard to get attorneys to stay on top of the case and quickly respond to calls/emails.
2020-04-16
anonymous
Insurance Bad Faith
Jesse was very helpful, professional and responded in a timely fashion. It is often hard to get attorneys to stay on top of the case and quickly respond to calls/emails.
2020-04-10
anonymous
Insurance Bad Faith
Jesse responded to our every email/phone call quickly and in a professional manner. He was able to answer all questions related to our case. He was able to resolve our case in a reasonable amount of time and once resolved he was able to get our settlement quickly. Appreciated his time and commitment.
2020-04-10
Jesse responded to our every email/phone call quickly and in a professional manner. He was able to answer all questions related to our case. He was able to resolve our case in a reasonable amount of time and once resolved he was able to get our settlement quickly. Appreciated his time and commitment.
2020-03-25
Mr Long was very Helpful and kept me informed at all times wether it was by email or text or calling. If i would ever had to call him again for any legal reason i will .and if you ask if i would recommend him the answer is 100 %
2020-03-25
anonymous
Property Law
Mr Long was very Helpful and kept me informed at all times wether it was by email or text or calling. If i would ever had to call him again for any legal reason i will .and if you ask if i would recommend him the answer is 100 %
2020-03-20
Jesse Long is a very trustworthy individual who I would recommend to anyone looking for a reliable and honest lawyer. He got the job done with no hassle and was very knowledgeable of his work. He was always easy to contact and had great communication. There were no troubles working with Mr. Long. If needed his services again, there would be no hesitation to work with him.
2020-03-20
anonymous
Insurance
Jesse Long is a very trustworthy individual who I would recommend to anyone looking for a reliable and honest lawyer. He got the job done with no hassle and was very knowledgeable of his work. He was always easy to contact and had great communication. There were no troubles working with Mr. Long. If needed his services again, there would be no hesitation to work with him.
2020-03-11
danielly andrade
Legal Grit and Mr. Jesse Long were nothing short of fantastic. I was actually referred to this legal team as a result of an insurance company not standing up to their end of the bargain. Mr. Long handled this commercial scale law suit with incredible speed and effectiveness. For not having a personal friendship or past business relationship with this firm, they treated me like I was their only client and achieved a result I did not think I could get. I apologize if I hurt any attorneys feelings by saying this, but in this case, I finally feel like I've met an honest one. Thank you Jesse for you incredible trade craft and professionalism. SunSet Rentals LLC
2019-12-23
Restoration Restoration
We have been working with Jesse for quite some time and the law firm and they make sure to get things done in timely manner and they are professional in everything they do and they communicate at all times which is very important.
2023-08-27
Joe Rich
They handled my insurance claim from Hurricane after UPC went bankrupt. Always called me back immediately and worked my case until it was settled. Jesse’s whole team did a great job and really called us when we were nervous. My entire family are thankful for them because we spent our entire savings fixings our home. I would recommend Legal Grit to anyone. Phil
2023-10-31
Hap Personett
Jesse did a nice job on our claims adjusting case.
2023-10-31
Hap Personett
Jesse did a nice job on our claims adjusting case.
2023-08-27
Joe Rich
They handled my insurance claim from Hurricane after UPC went bankrupt. Always called me back immediately and worked my case until it was settled. Jesse’s whole team did a great job and really called us when we were nervous. My entire family are thankful for them because we spent our entire savings fixings our home. I would recommend Legal Grit to anyone. Phil
2022-01-17
Hank Yunes
I used Legal Grit and Jesse Long for my recent homeowners insurance claim. Jesse and the firm were very professional and outlined what the entire process would entail and kept me completely informed of the process of the claim. He also was instrumental in getting my claim settled and paid. I would certainly highly recommend him to handle any insurance claim
2021-11-19
Sarah Smith
Jesse Long was great! He was very professional and always available to help. I would highly recommend Jesse to anyone!
2021-04-05
Sean Harrington
Jesse's professionalism, persistence and overall execution was nothing short of amazing. I could not recommend Legal Grit enough. Would work / engage them again in a heart beat. Thank you Jesse!
2021-01-20
Marcus Susen
I used Jesse for a water leak and was very pleased with his service. This man knows his contracts!
2021-01-11
Juan Martinez
I recommend Jesse Long from Legal Grit, PLLC to represent you in dealings with HOI Claims. My experience with Jesse was excellent. He gave my case the time and attention that was needed in achieving a successful settlement with my claim to the HOI company for roofing leaking repairs to our home. He understood from the beginning our worries and frustrations. With Great knowledge and lots of experience dealing with cases like us, he provided guidance to us and was a calming presence throughout the claim process. Thank you Jesse for helping and treating us as anything other than a valuable client. I very much appreciate your knowledge and the support I received.
2020-12-09
Laurie Mccormick
We could not have faced another month of trying to get our lame homeowners insurance company to cover the damages done to our home without the expertise and knowledge of Jesse Long! He not only helped us to navigate through the process, but he took the time to explain the multitude of legal terms and lended sincere advice when needed. We are grateful to Legal Grit for truly getting us the money we were owed to repair our home!
2020-11-03
Liz Schuster
Jesse and his team at Legal-Grit went above and beyond to help us and give great counsel! I’m so thankful for the help we were given!
2020-10-28
Yochabelle Greene
Jesse Long with Legal Grit, was incredible at resolving my case! He was extremely professional and advocated to get insurance to pay out the full amount needed. He explained the process thoroughly and communicated every step of the way. I highly recommend Jesse Long and would absolutely work with him again.
2020-10-09
Richard Davis
Highly, highly recommend Jesse Long Esq. and the team at Legal Grit. Came to him for a consultation and even after what looked like multiple dead ends, Jesse pushed through to get me the representation I needed and see my case through to the end. Couldn't be happier with my result engaging the team my first time and if the need arises it certainly won't be my last.
2020-07-03
Indira Moushati
I would definitely recommend Legal Grit, PLLC , Mr Jesse Long is an excellent and experienced attorney.He is very professional about everything, explains the process in detail and he makes sure to keep us up to date during every step of the process. If you are looking for the best representation call Mr. Jesse Long . Great job !!
2020-07-01
Erick Gonzalez
Enjoy working with Jesse and his firm they are honest , diligent and deliver results. As a pa it’s critical to have a knowledgeable attorney for our clients. I recommend Legal Grit for 1st party property claims. Keep up the good work!
2020-07-01
Luis Franco
Jesse and his team help my customer even his policy was finished. Great job.
2020-07-01
Elton Cerda
Legal Grit is someone you need to talk to if you are having issues with your insurance company. I have worked with Jesse and he is responsive and professional.
2020-04-29
Amanda Barton
I highly recommend Legal Grit, PLLC, if you need help with a claim against your insurance company. Fighting the insurance company alone can be daunting. Without proper representation, many people’s insurance claims are denied or severally underpaid by the insurance company. However, Legal Grit is able to assist clients through the claims process by reviewing insurance policies to determine the maximum claim amount available, submitting a claim to the insurance company, and negotiating the claim on your behalf. They aren’t afraid to take the insurance companies to court, and won’t hesitate to file a lawsuit against the insurance companies, if a valid claim is denied. As a business attorney, I recommend Jesse Long at Legal Grit, PLLC to all my clients who need help fighting for a fair resolution to an insurance claim.
2020-03-11
danielly andrade
Legal Grit and Mr. Jesse Long were nothing short of fantastic. I was actually referred to this legal team as a result of an insurance company not standing up to their end of the bargain. Mr. Long handled this commercial scale law suit with incredible speed and effectiveness. For not having a personal friendship or past business relationship with this firm, they treated me like I was their only client and achieved a result I did not think I could get. I apologize if I hurt any attorneys feelings by saying this, but in this case, I finally feel like I've met an honest one. Thank you Jesse for you incredible trade craft and professionalism. SunSet Rentals LLC
2019-12-23
Restoration Restoration
We have been working with Jesse for quite some time and the law firm and they make sure to get things done in timely manner and they are professional in everything they do and they communicate at all times which is very important.
2023-11-24
Ara Makdessian
I had an outstanding and successful experience with Legal Grit, PLLC in negotiating with the insurance company to pay for the damages sustained by hurricanes Ian and Nicole. Both attorneys, Shannon and Jesse, I dealt with at the company were professional, prompt and effective. I recommend them 100%!
2023-11-27
Gerald Rex
Awesome experience!! Very easy to work with, professional and friendly!!
2024-02-01
Myron Brandwine
I hired Legal Grit, PLLC on contingency to file a complaint on my behalf against my home insurance underwriter for declining coverage on a roof leak. The team managed my claim with the utmost professionalism from beginning to end, which was ultimately settled to my satisfaction. I recommend hiring them for any insurance-related claim.
PRACTICE AREAS
- First Party Insurance Disputes
- Third Party Insurance Disputes
- Bad Faith Insurance Litigation
AWARDS
Jesse Long
Rated by Super Lawyers
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NO RECOVERY,
NO COST
Legal Grit, your insurance claim attorney in Florida takes all cases on a contingency basis, which means that you pay nothing, and we receive nothing unless you win your case by way of a settlement or verdict.