Attorney For Proven Homeowners Insurance Claims for Jacksonville Florida

Legal Grit, PLLC is well-versed in the Jacksonville Florida property insurance area. We know when your insurance carrier is treating you properly and when they are wrongly refusing your claim since we have dealt with insureds all around the state. If the latter occurs, you will want the assistance of a Jacksonville homeowners insurance attorney to hold your insurance company accountable and receive the money you are entitled to following a disaster to your house.

When Insurance Companies Do Not Come Through, We Are Here.

Storms, fires, accidents, and other natural calamities may wreak havoc on a homeowner’s finances. As a result, homeowners insurance is a must-have. However, insurance companies are in business to make a profit, so they will look for any reason to deny a claim or offer you a lowball repair quote. If you received a rejection or a lowball estimate, please fill out this form for a free case review to understand how our property insurance lawyers may assist you.

You should not and are not required to accept NO as a definitive response! At Legal Grit, we have years of expertise defending clients throughout Florida in their fight against insurance companies to obtain the money they are owed. Legal Grit’s insurance claim lawyers in Orlando, Boca Raton, and Jacksonville are dedicated to assisting Jacksonville policyholders, both homeowners and business owners, in obtaining the maximum reimbursement for their property damage claim.

Common types of residential property insurance claims include:

  • Theft
  • Vandalism
  • Wind
  • Hail
  • Hurricanes
  • Mold
  • Fire
  • and Water Damage

How A Lawyer Can Assist You With An Insurance Claim

Depending on where you reside in the United States, insurance firms are typically obligated to examine and resolve insurance claims within 30 to 90 days.

If your insurance company unfairly denied, delayed, or underpaid your claim, or if they refuse to consider your disagreement, your next step may be to contact an insurance recovery lawyer, who may investigate your claim for evidence of bad faith practices.

Home and rental insurance agreements can contain sophisticated legal jargon that most consumers find difficult to grasp on their own. A lawyer can assist you by reading your insurance policy, clarifying your coverage, and bolstering your coverage claim.

If you’ve already filed an insurance claim with your insurer and need assistance with the dispute process, one of our insurance recovery attorneys can evaluate your claim and establish your eligibility to pursue legal action against your insurer if there’s evidence of bad faith.

What our lawyers can do for you, during an insurance claim dispute

  • Assisting you in deciding if the insurance carrier’s offer for property damage reimbursement is reasonable and appropriate.
  • If the initial offer is too low, you can negotiate a higher sum with your insurance.
  • Your insurance company refused your claim or made an insufficient reimbursement for your damages while we represented you in court.
  • The objective of insurance is to safeguard you and your property against unforeseen threats that might cause harm – or even total destruction. Whether your insurance provider is delaying payments, making lowball offers, or outright refusing your claim, Legal Grit is here to help.

Top-Rated Residential Property Insurance Claims Lawyers Serving Jacksonville, Fl

Legal Grit’s insurance recovery attorneys can assist clients at every level of the insurance claims procedure. Individuals who want to enhance their claim, contest a claim, or take legal action against their insurance for illegal methods fall into this category.

We represent policyholders in insurance claim disputes on a contingency basis, which means you pay nothing and we get nothing until we win your case. Call our Jacksonville office at (407) 305-4954 to learn more or to book a free consultation.


50 N. Laura Street
Suite 2500
Jacksonville, FL 32202


frequently asked questions

What is homeowners’ insurance?

Homeowners’ insurance is a type of insurance coverage that protects homeowners from financial loss due to damage or destruction of their property, as well as liability for injuries and damages caused to others on their property.

What are first-party insurance disputes?

First-party insurance disputes refer to conflicts between policyholders and their insurance companies regarding the coverage, payment, or denial of a claim made by the policyholder. In the context of homeowners’ insurance, it involves disagreements over the compensation for damages to the insured property.

How can a homeowners’ insurance claim lawyer help me in Jacksonville?

A homeowners’ insurance claim lawyer specializes in representing homeowners in insurance disputes. They can help you navigate the complex legal process, assess the value of your claim, negotiate with the insurance company on your behalf, and pursue legal action if necessary to ensure you receive the compensation you deserve.

What does homeowners insurance protect against?

Generally, homeowner’s insurance will cover replacing your home and personal property damages. Most disasters are covered, but not earthquakes or floods, and homeowner’s policies do not cover the normal aging of your house and general maintenace. Homeowner’s insurance also may include liability coverage, which covers personal injuries to other people that happen due to your negligence.

Homeowners’ insurance typically covers a wide range of damages, including but not limited to:

  • Fire damage: Compensation for losses caused by fire incidents.
  • Wind/ Hail damage: Coverage for damages caused by high winds, such as roof damage or structural destruction.
  • Plumbing/Appliance failures: Reimbursement for water and ensuing damages resulting from a sudden and accidental pipe breaks, bursts and appliance failures.
  • Theft and vandalism: Protection against losses due to theft or acts of vandalism.
  • Mold: Compensation for ensuing mold losses resulting from a covered peril.
  • Biohazard: Coverage for damages caused by hazardous materials or substances.
  • Hurricane damage: Protection against losses caused by hurricanes or tropical storms.

What should I do if my insurance company refuses to pay my claim?

If your insurance company denies your claim or fails to provide a satisfactory settlement, it’s advisable to seek legal assistance from a homeowners’ insurance claim lawyer. They can review your policy, gather evidence to support your claim, and advocate for your rights, increasing the likelihood of a fair resolution to your case.

Remember, each case is unique, and it’s important to consult with an attorney who can provide personalized advice based on the specific details of your situation.




    Legal Grit, your insurance claim attorney in Florida takes all cases on a contingency basis, which means that you pay nothing, and we receive nothing unless you win your case by way of a settlement or verdict.