HOMEOWNERS INSURANCE CLAIMS JACKSONVILLE, FL
Attorney For Proven Homeowners Insurance Claims for Jacksonville Florida
Legal Grit, PLLC is well-versed in the Jacksonville Florida property insurance area. We know when your insurance carrier is treating you properly and when they are wrongly refusing your claim since we have dealt with insureds all around the state. If the latter occurs, you will want the assistance of a Jacksonville homeowners insurance attorney to hold your insurance company accountable and receive the money you are entitled to following a disaster to your house.
When Insurance Companies Do Not Come Through, We Are Here.
Storms, fires, accidents, and other natural calamities may wreak havoc on a homeowner’s finances. As a result, homeowners insurance is a must-have. However, insurance companies are in business to make a profit, so they will look for any reason to deny a claim or offer you a lowball repair quote. If you received a rejection or a lowball estimate, please fill out this form for a free case review to understand how our property insurance lawyers may assist you.
You should not and are not required to accept NO as a definitive response! At Legal Grit, we have years of expertise defending clients throughout Florida in their fight against insurance companies to obtain the money they are owed. Legal Grit’s insurance claim lawyers in Orlando, Boca Raton, and Jacksonville are dedicated to assisting Jacksonville policyholders, both homeowners and business owners, in obtaining the maximum reimbursement for their property damage claim.
Common types of residential property insurance claims include:
- Theft
- Vandalism
- Wind
- Hail
- Hurricanes
- Mold
- Fire
- and Water Damage
How A Lawyer Can Assist You With An Insurance Claim
Depending on where you reside in the United States, insurance firms are typically obligated to examine and resolve insurance claims within 30 to 90 days.
If your insurance company unfairly denied, delayed, or underpaid your claim, or if they refuse to consider your disagreement, your next step may be to contact an insurance recovery lawyer, who may investigate your claim for evidence of bad faith practices.
Home and rental insurance agreements can contain sophisticated legal jargon that most consumers find difficult to grasp on their own. A lawyer can assist you by reading your insurance policy, clarifying your coverage, and bolstering your coverage claim.
If you’ve already filed an insurance claim with your insurer and need assistance with the dispute process, one of our insurance recovery attorneys can evaluate your claim and establish your eligibility to pursue legal action against your insurer if there’s evidence of bad faith.
What our lawyers can do for you, during an insurance claim dispute
- Assisting you in deciding if the insurance carrier’s offer for property damage reimbursement is reasonable and appropriate.
- If the initial offer is too low, you can negotiate a higher sum with your insurance.
- Your insurance company refused your claim or made an insufficient reimbursement for your damages while we represented you in court.
- The objective of insurance is to safeguard you and your property against unforeseen threats that might cause harm – or even total destruction. Whether your insurance provider is delaying payments, making lowball offers, or outright refusing your claim, Legal Grit is here to help.
Top-Rated Residential Property Insurance Claims Lawyers Serving Jacksonville, Fl
Legal Grit’s insurance recovery attorneys can assist clients at every level of the insurance claims procedure. Individuals who want to enhance their claim, contest a claim, or take legal action against their insurance for illegal methods fall into this category.
We represent policyholders in insurance claim disputes on a contingency basis, which means you pay nothing and we get nothing until we win your case. Call our Jacksonville office at (407) 305-4954 to learn more or to book a free consultation.
JACKSONVILLE
50 N. Laura Street
Suite 2500
Jacksonville, FL 32202
WE REPRESENT HOMEOWNERS THROUGHOUT FLORIDA AND HAVE OFFICES IN:
frequently asked questions
What is homeowners’ insurance?
Homeowners’ insurance is a type of insurance coverage that protects homeowners from financial loss due to damage or destruction of their property, as well as liability for injuries and damages caused to others on their property.
What are first-party insurance disputes?
First-party insurance disputes refer to conflicts between policyholders and their insurance companies regarding the coverage, payment, or denial of a claim made by the policyholder. In the context of homeowners’ insurance, it involves disagreements over the compensation for damages to the insured property.
How can a homeowners’ insurance claim lawyer help me in Jacksonville?
A homeowners’ insurance claim lawyer specializes in representing homeowners in insurance disputes. They can help you navigate the complex legal process, assess the value of your claim, negotiate with the insurance company on your behalf, and pursue legal action if necessary to ensure you receive the compensation you deserve.
What does homeowners insurance protect against?
Generally, homeowner’s insurance will cover replacing your home and personal property damages. Most disasters are covered, but not earthquakes or floods, and homeowner’s policies do not cover the normal aging of your house and general maintenace. Homeowner’s insurance also may include liability coverage, which covers personal injuries to other people that happen due to your negligence.
Homeowners’ insurance typically covers a wide range of damages, including but not limited to:
- Fire damage: Compensation for losses caused by fire incidents.
- Wind/ Hail damage: Coverage for damages caused by high winds, such as roof damage or structural destruction.
- Plumbing/Appliance failures: Reimbursement for water and ensuing damages resulting from a sudden and accidental pipe breaks, bursts and appliance failures.
- Theft and vandalism: Protection against losses due to theft or acts of vandalism.
- Mold: Compensation for ensuing mold losses resulting from a covered peril.
- Biohazard: Coverage for damages caused by hazardous materials or substances.
- Hurricane damage: Protection against losses caused by hurricanes or tropical storms.
What should I do if my insurance company refuses to pay my claim?
If your insurance company denies your claim or fails to provide a satisfactory settlement, it’s advisable to seek legal assistance from a homeowners’ insurance claim lawyer. They can review your policy, gather evidence to support your claim, and advocate for your rights, increasing the likelihood of a fair resolution to your case.
Remember, each case is unique, and it’s important to consult with an attorney who can provide personalized advice based on the specific details of your situation.
5.0 Overall Ratings
Checkout more reviews
4.98
Overall rating of 42 1st-party reviews
2022-01-17
Hank Yunes
I used Legal Grit and Jesse Long for my recent homeowners insurance claim. Jesse and the firm were very professional and outlined what the entire process would entail and kept me completely informed of the process of the claim. He also was instrumental in getting my claim settled and paid. I would certainly highly recommend him to handle any insurance claim
2021-11-19
Sarah Smith
Jesse Long was great! He was very professional and always available to help. I would highly recommend Jesse to anyone!
2021-07-12
Juan Martinez
I recommend Jesse Long from Legal Grit, PLLC to represent you in dealings with HOI Claims. My experience with Jesse was excellent. He gave my case the time and attention that was needed in achieving a successful settlement with my claim to the HOI company for roofing leaking repairs to our home. He understood from the beginning our worries and frustrations. With Great knowledge and lots of experience dealing with cases like us, he provided guidance to us and was a calming presence throughout the claim process. Thank you Jesse for helping and treating us as anything other than a valuable client. I very much appreciate your knowledge and the support I received.
2021-04-05
Sean Harrington
Jesse's professionalism, persistence and overall execution was nothing short of amazing. I could not recommend Legal Grit enough. Would work / engage them again in a heart beat. Thank you Jesse!
2021-01-20
Marcus Susen
I used Jesse for a water leak and was very pleased with his service. This man knows his contracts!
2021-01-11
Juan Martinez
I recommend Jesse Long from Legal Grit, PLLC to represent you in dealings with HOI Claims. My experience with Jesse was excellent. He gave my case the time and attention that was needed in achieving a successful settlement with my claim to the HOI company for roofing leaking repairs to our home. He understood from the beginning our worries and frustrations. With Great knowledge and lots of experience dealing with cases like us, he provided guidance to us and was a calming presence throughout the claim process. Thank you Jesse for helping and treating us as anything other than a valuable client. I very much appreciate your knowledge and the support I received.
2020-12-09
Laurie Mccormick
We could not have faced another month of trying to get our lame homeowners insurance company to cover the damages done to our home without the expertise and knowledge of Jesse Long! He not only helped us to navigate through the process, but he took the time to explain the multitude of legal terms and lended sincere advice when needed. We are grateful to Legal Grit for truly getting us the money we were owed to repair our home!
2020-11-03
Liz Schuster
Jesse and his team at Legal-Grit went above and beyond to help us and give great counsel! I’m so thankful for the help we were given!
2020-10-28
Yochabelle Greene
Jesse Long with Legal Grit, was incredible at resolving my case! He was extremely professional and advocated to get insurance to pay out the full amount needed. He explained the process thoroughly and communicated every step of the way. I highly recommend Jesse Long and would absolutely work with him again.
2020-10-15
anonymous
Property Insurance
Jesse was incredible at resolving my case! He was extremely professional and advocated to get insurance to pay out the full amount needed. He explained the process thoroughly and communicated every step of the way. I highly recommend Jesse Long and would absolutely work with him again.
2020-10-15
Jesse was incredible at resolving my case! He was extremely professional and advocated to get insurance to pay out the full amount needed. He explained the process thoroughly and communicated every step of the way. I highly recommend Jesse Long and would absolutely work with him again.
2020-10-09
Richard Davis
Highly, highly recommend Jesse Long Esq. and the team at Legal Grit. Came to him for a consultation and even after what looked like multiple dead ends, Jesse pushed through to get me the representation I needed and see my case through to the end. Couldn't be happier with my result engaging the team my first time and if the need arises it certainly won't be my last.
2020-09-30
Jesse Long is an absolute blessing to work with. He communicated regularly with us and was able to get our case settled for exactly what we were looking for. Jesse is very upfront and honest. The professionalism and knowledge he does the job with is uncanny!
2020-09-30
anonymous
Property Insurance
Jesse Long is an absolute blessing to work with. He communicated regularly with us and was able to get our case settled for exactly what we were looking for. Jesse is very upfront and honest. The professionalism and knowledge he does the job with is uncanny!
2020-07-12
danielly andrade
Legal Grit and Mr. Jesse Long were nothing short of fantastic. I was actually referred to this legal team as a result of an insurance company not standing up to their end of the bargain. Mr. Long handled this commercial scale law suit with incredible speed and effectiveness. For not having a personal friendship or past business relationship with this firm, they treated me like I was their only client and achieved a result I did not think I could get. I apologize if I hurt any attorneys feelings by saying this, but in this case, I finally feel like I've met an honest one. Thank you Jesse for you incredible trade craft and professionalism. SunSet Rentals LLC
2020-07-12
Luis Franco
Jesse and his team help my customer even his policy was finished. Great job.
2020-07-03
Indira Moushati
I would definitely recommend Legal Grit, PLLC , Mr Jesse Long is an excellent and experienced attorney.He is very professional about everything, explains the process in detail and he makes sure to keep us up to date during every step of the process. If you are looking for the best representation call Mr. Jesse Long . Great job !!
2020-07-01
Erick Gonzalez
Enjoy working with Jesse and his firm they are honest , diligent and deliver results. As a pa it’s critical to have a knowledgeable attorney for our clients. I recommend Legal Grit for 1st party property claims. Keep up the good work!
2020-07-01
Luis Franco
Jesse and his team help my customer even his policy was finished. Great job.
2020-07-01
Elton Cerda
Legal Grit is someone you need to talk to if you are having issues with your insurance company. I have worked with Jesse and he is responsive and professional.
2020-05-25
Attorney Jesse was assertive and prompt in resolving my case. His kindness to meet me at my level of understanding as the case developed speaks for his capacity as a great attorney. I will recommend him and his firm to everyone who has an unresolved insurance claim. Thank you for all of your help and my best wishes to continuous sucess!
2020-05-25
anonymous
Property Insurance
Attorney Jesse was assertive and prompt in resolving my case. His kindness to meet me at my level of understanding as the case developed speaks for his capacity as a great attorney. I will recommend him and his firm to everyone who has an unresolved insurance claim. Thank you for all of your help and my best wishes to continuous sucess!
2020-05-12
Mr. Long is very professional. and courteous. Despite several setbacks and lack of responses re my case, he persisted until the matter was settled in my favor. He often took time to update me on the matter and answer my questions. I would definitely recommended him. Patricia Lewis
2020-05-12
anonymous
Insurance
Mr. Long is very professional. and courteous. Despite several setbacks and lack of responses re my case, he persisted until the matter was settled in my favor. He often took time to update me on the matter and answer my questions. I would definitely recommended him. Patricia Lewis
2020-05-06
Working with Jesse as my attorney in the past was a great and rewarding experience. Jesse is a true professional.
2020-05-06
anonymous
Property Insurance
Working with Jesse as my attorney in the past was a great and rewarding experience. Jesse is a true professional.
2020-05-04
anonymous
Property Insurance
Jesse Long was referred to me and I’m extremely happy that I utilized him for my Legal needs. He was great to work with, managed all the details, and won my case. I would highly recommend him
2020-05-04
Jesse Long was referred to me and I’m extremely happy that I utilized him for my Legal needs. He was great to work with, managed all the details, and won my case. I would highly recommend him
2020-04-29
Amanda Barton
I highly recommend Legal Grit, PLLC, if you need help with a claim against your insurance company. Fighting the insurance company alone can be daunting. Without proper representation, many people’s insurance claims are denied or severally underpaid by the insurance company. However, Legal Grit is able to assist clients through the claims process by reviewing insurance policies to determine the maximum claim amount available, submitting a claim to the insurance company, and negotiating the claim on your behalf. They aren’t afraid to take the insurance companies to court, and won’t hesitate to file a lawsuit against the insurance companies, if a valid claim is denied. As a business attorney, I recommend Jesse Long at Legal Grit, PLLC to all my clients who need help fighting for a fair resolution to an insurance claim.
2020-04-24
Working with Jesse Long was the absolute best experience I have ever had with an attorney. I would refer this firm to anyone who need legal representation!
2020-04-24
anonymous
Insurance
Working with Jesse Long was the absolute best experience I have ever had with an attorney. I would refer this firm to anyone who need legal representation!
2020-04-16
Jesse was very helpful, professional and responded in a timely fashion. It is often hard to get attorneys to stay on top of the case and quickly respond to calls/emails.
2020-04-16
anonymous
Insurance Bad Faith
Jesse was very helpful, professional and responded in a timely fashion. It is often hard to get attorneys to stay on top of the case and quickly respond to calls/emails.
2020-04-10
anonymous
Insurance Bad Faith
Jesse responded to our every email/phone call quickly and in a professional manner. He was able to answer all questions related to our case. He was able to resolve our case in a reasonable amount of time and once resolved he was able to get our settlement quickly. Appreciated his time and commitment.
2020-04-10
Jesse responded to our every email/phone call quickly and in a professional manner. He was able to answer all questions related to our case. He was able to resolve our case in a reasonable amount of time and once resolved he was able to get our settlement quickly. Appreciated his time and commitment.
2020-03-25
Mr Long was very Helpful and kept me informed at all times wether it was by email or text or calling. If i would ever had to call him again for any legal reason i will .and if you ask if i would recommend him the answer is 100 %
2020-03-25
anonymous
Property Law
Mr Long was very Helpful and kept me informed at all times wether it was by email or text or calling. If i would ever had to call him again for any legal reason i will .and if you ask if i would recommend him the answer is 100 %
2020-03-20
Jesse Long is a very trustworthy individual who I would recommend to anyone looking for a reliable and honest lawyer. He got the job done with no hassle and was very knowledgeable of his work. He was always easy to contact and had great communication. There were no troubles working with Mr. Long. If needed his services again, there would be no hesitation to work with him.
2020-03-20
anonymous
Insurance
Jesse Long is a very trustworthy individual who I would recommend to anyone looking for a reliable and honest lawyer. He got the job done with no hassle and was very knowledgeable of his work. He was always easy to contact and had great communication. There were no troubles working with Mr. Long. If needed his services again, there would be no hesitation to work with him.
2020-03-11
danielly andrade
Legal Grit and Mr. Jesse Long were nothing short of fantastic. I was actually referred to this legal team as a result of an insurance company not standing up to their end of the bargain. Mr. Long handled this commercial scale law suit with incredible speed and effectiveness. For not having a personal friendship or past business relationship with this firm, they treated me like I was their only client and achieved a result I did not think I could get. I apologize if I hurt any attorneys feelings by saying this, but in this case, I finally feel like I've met an honest one. Thank you Jesse for you incredible trade craft and professionalism. SunSet Rentals LLC
2019-12-23
Restoration Restoration
We have been working with Jesse for quite some time and the law firm and they make sure to get things done in timely manner and they are professional in everything they do and they communicate at all times which is very important.
2023-08-27
Joe Rich
They handled my insurance claim from Hurricane after UPC went bankrupt. Always called me back immediately and worked my case until it was settled. Jesse’s whole team did a great job and really called us when we were nervous. My entire family are thankful for them because we spent our entire savings fixings our home. I would recommend Legal Grit to anyone. Phil
PRACTICE AREAS
- First Party Insurance Disputes
- Third Party Insurance Disputes
- Bad Faith Insurance Litigation
AWARDS
Jesse Long
Rated by Super Lawyers
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NO RECOVERY,
NO COST
Legal Grit, your insurance claim attorney in Florida takes all cases on a contingency basis, which means that you pay nothing, and we receive nothing unless you win your case by way of a settlement or verdict.